Cuotas sin Tarjeta is the financing method offered by Mercado Pago, which provides the option of payment in installments without the need for a card. With this credit line, managed by Mercado Pago, the payment is credited in full to the seller's account, and the customer can choose to pay in up to 12 fixed monthly installments.

To configure the Cuotas sin Tarjeta without a card in the store's checkout, access the administration panel of your VTEX platform, and then Payments > Configuration > Payment plans. Then, follow the steps below:

1. Click on the "+ (Add new payment plan for...)" button.

2. Within the Other category, search for Cuotas sin Tarjeta and select it.

3. Fill in the fields displayed on the next screen:

   1. Enter the Rule name, which will allow you to identify this payment method.
   2. In Process with affiliation, select MercadoPagoV2.
   3. In the Status field, activate the payment condition using the slider button.

4. Click Save to activate the configuration